3 things to know about automatic stay in bankruptcy
Filing for bankruptcy can be a daunting and emotionally taxing process. It also provides a critical tool for those seeking relief from overwhelming debt —...
How to minimize holiday credit card debt: 4 tips
Overspending during the holiday is almost an American tradition. In fact, people in the United States expect to spend about $184 billion on holiday gifts alone this...
What debts can’t be discharged in bankruptcy?
It’s incredible how quickly debt can accumulate. It starts as a manageable monthly expense but can soon snowball into an overwhelming avalanche of bills. Even...
Am I required to take a credit counseling course?
Different bankruptcy types have varying requirements to move the process forward. Most of the time, you will have a list of documents with financial information...
What is the automatic stay in bankruptcy?
Research has proven the link between debt and poor mental health. Few people, if any, can ignore their debts altogether. What usually happens is that...
Can you rebuild your credit after bankruptcy?
One of the common myths surrounding bankruptcy is that it ruins credit forever. It’s normal to lose points on a credit score after filing for...
Avoid these mistakes when filing for Chapter 7 bankruptcy
The decision to file for personal bankruptcy under Chapter 7 of the U.S. Bankruptcy Code can be exceedingly tough to make. You may have spent...
Who creates a filer’s repayment plan during Chapter 13 bankruptcy?
Some people call Chapter 13 bankruptcies “wage earner plans.” This form of bankruptcy gets this name from the fact that a filer is required to...
What constitutes debt collector harassment/abuse?
Most creditors work with debt collection agencies/individuals (debt collectors) to collect customers’ debts. Debt collectors are required by law to observe fair practices. They should...
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